Saved tips — Frugal Dubai

Transport
In Abu Dhabi, pay traffic fines early
Bills
Set AC to 24°C and use timers
Travel
Buy annual travel insurance
Housing
Ask about chiller fees before you rent
Bills
Audit your subscriptions
Banking
Set your card to pay itself in full
Transport
Cycle the short trips
Travel
Fly light on budget fares
Saving
Build a 6-month cushion
Groceries
Buy household staples in bulk
Lifestyle
Eat out at lunch, not dinner
Transport
Buy the car used, 2–3 years old
Rewards
Get paid to spend
Banking
Send money on the cheap
Housing
Check DEWA before you rent
Shopping
Check Amazon and noon before you buy
Transport
Compare car insurance at every renewal
Lifestyle
Cook at home, eat out on purpose
Groceries
Use the supermarket loyalty schemes
Banking
Treat your credit card like a debit card
Lifestyle
Pay per visit, not per year
Bills
Get your DEWA deposit back
Bills
Check the housing fee on your DEWA bill
Bills
Downgrade your data plan
Saving
Claim your end-of-service gratuity properly
Lifestyle
Use 2-for-1 apps
Travel
Book flights in dirhams, not points
Lifestyle
Use the free beaches and parks
Lifestyle
Train outdoors for free
Health
Generic medicines are the same
Saving
Keep your job-loss insurance paid
Transport
Service at an approved independent garage
Investing
No deposit yet? Invest anyway
Debt
Kill dumb debt first
Shopping
Know the return policy before you pay
Rewards
Join every mall loyalty programme
Lifestyle
Read for free at the MBR Library
Transport
Fill up before the fuel price changes
Bills
Ask for a better internet deal at renewal
Housing
Negotiate rent every renewal
Family
Negotiate school fees and payments
Housing
Price the next community out
Debt
Never take cash out on a credit card
Banking
Travel with a no-foreign-fee card
Transport
Ride Nol, not cabs
Transport
Do the maths on a Nol pass
Groceries
Double-dip on Noon
Shopping
Shop the outlet malls
Transport
Park free on Sundays and at night
Banking
Abroad, always pay in the local currency
Saving
Pay yourself first
Lifestyle
Order pickup, not delivery
Housing
Register your own Ejari
Transport
Renew your car registration on time
Housing
Rent direct and skip the agent's 5%
Property
Turn rent into a mortgage
Housing
Pay rent in more cheques
Health
Review your health insurance
Travel
Fly from the right airport
Banking
Read the small print on salary-transfer cashback
Shopping
Buy in the sale seasons
Transport
Salik and fuel add up
Saving
Never leave savings in a current account
Shopping
Buy second-hand for kids and furniture
Shopping
Sell what you no longer use
Bills
Clean the AC filters and service it yearly
Transport
Fill up with Special 95
Rewards
Stack the cashback apps
Groceries
Rescue surplus food for half price
Housing
Get three quotes before you move
Travel
Buy a travel eSIM before you fly
Groceries
Shop Viva for groceries
Shopping
Wait 48 hours before big purchases
Banking
Ask for the annual fee to be waived
Groceries
Buy fruit and veg at the market
Banking
Use the 60 free days
Banking
Stop paying the minimum-balance fee

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